Where’s the best place to get a loan?

[Barkus]

This month I bought a new scooter here in the Philippines and I came up a little short on cash, so I’ve got a week to get through before payday. I need to get a loan somewhere, because right now I don’t even have enough to eat. Which lender should I go with to get a decent rate?

[Hunter]

Man, just get yourself a credit card once and for all. Then you won’t run into situations like that again. You’ll always be able to borrow against it whenever you need to, rather than scrambling around trying to find somewhere to get a loan.

[Nigolas]

A credit card isn’t the answer. You’re tying yourself to a bank, and then you’ll be stuck under contract constantly topping it up so there’s always money on there. This is just a one-time thing you need to borrow, and that’s it. And you need to look at where the terms are better, read reviews on the places that give out loans, so you land on genuinely good terms and don’t overpay too much on interest. For example, you can start by reading reviews on Kviku here: https://loanfinder.ph/kviku/ . Go through a few options like that and you’ll see for yourself where it makes more sense to get the loan.

[Author]

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